Introduction

Welcome to Raisa Finance, Africa's first AI-powered neo-stock exchange for tokenized assets. These Terms of Use govern your access and use of the Raisa Finance platform, including our website, mobile applications, and services (collectively, the "Platform").

Acceptance of Terms

By accessing or using the Raisa Finance platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our services.

✓You are at least 18 years old or the legal age of majority in your jurisdiction.
✓You have read, understood, and accepted these Terms.
✓You comply with all applicable laws and regulations in your jurisdiction.

Description of Services

Raisa Finance is an AI-powered digital exchange that enables businesses and governments to raise capital through tokenized stocks and bonds, connecting them with global investors. Our services include:

✓Tokenized fundraising for businesses and governments.
✓Investment opportunities for individuals and institutions.
✓AI-powered analytics for risk analysis, financial scoring, and investment recommendations.

Eligibility

To use Raisa Finance's services, you must meet our eligibility requirements. We reserve the right to refuse service to anyone who does not meet these criteria or violates our terms.

✓Be a business, government entity, or investor wishing to participate in Africa's digital financial ecosystem.
✓Comply with local laws and regulations regarding fundraising, investments, and blockchain technology.
✓Provide accurate and complete information during registration.

User Responsibilities

As a user of Raisa Finance, you are responsible for maintaining the security of your account and ensuring compliance with all applicable laws and regulations.

✓Use the Platform only for lawful purposes.
✓Do not engage in fraudulent, deceptive, or harmful activities.
✓Do not attempt to disrupt or interfere with Platform operations.
✓Maintain the security of your account credentials and notify us immediately of any unauthorized access.

Intellectual Property

All content on the Platform, including logos, text, graphics, and software, is the property of Raisa Finance or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written permission.

Fees and Payments

For Businesses and Governments:

•3% commission on total funds raised.
•1% annual fee on the liquidity reserve created for each fundraising campaign.

For Investors:

1 USDT transaction fee per investment.

Additional fees may apply for premium services such as financial scoring and advanced analytics.

All fees are non-refundable unless otherwise stated.

AI-Powered Tools

Our AI technology provides risk analysis, financial scoring, and investment recommendations. While we strive for accuracy, these AI-generated insights are for informational purposes only and should not be considered as financial advice. Users should conduct their own due diligence before making investment decisions.

✓Risk analysis and financial scoring for businesses.
✓Personalized investment recommendations for investors.
✓Fraud detection and transaction monitoring.

Blockchain and Smart Contracts

Our platform operates on BNB Chain using smart contracts for automated transactions. You acknowledge the inherent risks of blockchain technology and accept responsibility for understanding these technologies.

✓Blockchain transactions are irreversible and immutable.
✓You are responsible for understanding blockchain and smart contract operations.
✓Raisa Finance is not liable for errors or losses resulting from blockchain transactions.

Limitation of Liability

Raisa Finance provides its services on an 'as is' and 'as available' basis. We do not guarantee uninterrupted access or complete accuracy of our AI-powered insights.

✓Financial losses resulting from your use of the Platform.
✓Errors, interruptions, or delays in Platform operations.
✓Actions or omissions of third parties, including investors or businesses.

Indemnification

You agree to defend, indemnify, and hold Raisa Finance harmless from any claims, damages, losses, or expenses arising from your use of the Platform or violation of these Terms.

✓Your use of the Platform.
✓Your violation of these Terms.

Termination

Raisa Finance reserves the right to suspend or terminate your access at any time, with or without notice, for any reason, including violations of these Terms.

Governing Law

These Terms are governed by the laws of Uganda.

Changes to Terms

Raisa Finance may update these Terms at any time. We will notify you of significant changes via email or through the Platform. Your continued use of the Platform constitutes acceptance of the updated Terms.

Contact Us

If you have any questions or concerns about these Terms of Use, please reach out to our support team.

📧 Email: [email protected]🌍 Website: https://raisafinance.africa